How to Check PF Balance Online: A Step-by-Step Guide

Planning for the sake of the future for yourself and your family is essential. If you are a salaried employee at any company with more than 20 employees, you are eligible for the Provident Fund provided by the Employees’ Provident Fund Organisation (EPFO). The Provident Fund (PF) is a government-managed pension scheme that helps by saving a portion of the employee’s salary throughout their working tenure. You can check your Provident Fund account balance by using platforms like, EPFO portal, UMANG app, SMS, and missed call facilities. To know more about the topic of PF balance check online, take a look at the blog, which provides all the details. 

What is Provident Fund (PF)?

PF stands for the acronym for Provident Fund. PF refers to a type of pension provided by the Employees’ Provident Fund Organisation (EPFO), which operates under the Ministry of Labour and Employment. The benefits of the Provident Fund can be availed by all salaried employees working in organizations with 20 or more employees. With the PF account, you get a UAN (Universal Account Number), which is very important and stays the same even if you change your job. 

PF Balance Check: Ways to Check your Provident Fund Balance

PF account balance check can be carried out by two main methods- one with the help of the UAN and the other without the help of the UAN number. You can check your Provident Fund account balance with the help of the following methods:

• Through the EPFO Portal
• Through the UMANG App
• Using SMS Facility
• Using the Missed Call Facility
• Through Employer
• Through Offline methods

PF Balance Check – Provident Fund Account Balance Check With UAN Number

The methods to check the PF balance with the help of the UAN number include 2 ways:

1. PF Balance Check Online through the EPFO Portal
2. PF Balance check through the UMANG App

1) PF Balance Check Online through the EPFO Portal

In order to check your Provident Fund account balance, check online through the EPFO portal, follow the given steps:

• Visit the EPFO portal: https://www.epfindia.gov.in/site_en/index.php.
• Click on the option “For Employees” present in the tab under the section named “Services”, on the top right side of the page. 
• Click on the option of “Member Passbook” present in the top under the “Services” section. 
• After clicking on the tab, you will be redirected to a new page, which will require you to fill in your credentials like UAN number, password, and captcha code. 
• After clicking on the “Sign in” option, a six-digit OTP will be sent to your Aadhar-registered mobile number. 
• Enter the six-digit OTP, and click on the “Verify” option.
• Your Provident Fund account balance will appear on the screen. 

Things to Keep in Mind before Checking PF Balance through the EPFO Portal

There are some requirements you need to ensure before you can check the PF balance through the EPFO portal. The list of requirements is given below:

• You must make sure that your UAN number is activated and registered on the portal before performing a PF account balance check. 
• Six hours post-registering on the EPFO portal, you will be able to view your passbook. 
• The passbook will reflect the updated entries patched up by the EPFO Offices.

2) PF Balance Check through the UMANG App

You can also access your PF account balance check with the help of the UMANG (Unified Mobile Application for New-age Governance) app, which was launched by Prime Minister Narendra Modi, so that a single platform could be provided for all Indian Citizens to access pan-India e-Gov services ranging from Central to Local Government bodies and other citizen-centric services. To check your PF account balance through the UMANG App, follow the given steps:

• Open the app and log in by providing the credentials, like your mobile number and MPIN.
• Select the option of “Services” and click on the option of “Social Security”.
• Now opt for the “EPFO” option from the list of services provided in the app. 
• Select the option of “View Passbook” which is present under the “Employee Centric Service” tab.
• Fill in your Unique Account Number and enter the OTP that will be sent to your registered mobile number, and click on the “Submit” option.
• Download the Employee Provident Fund passbook provided and view your balance.  

PF Balance Check – Provident Fund Balance Check Without UAN Number

If your UAN number is not activated or registered yet, you can opt for the option of checking your Provident Fund account balance without the UAN number with the help of the following methods:

1. PF Balance Check through SMS 
2. PF Balance Check through Missed Call 

PF Balance Check through SMS

To check your Provident Fund account balance with the help of the SMS facility without the use of your UAN number, follow the given steps:

• Send an SMS to the given mobile number: 7738299899. 
• Type the message in the given format: ‘EPFOHO UAN ENG’. 

If you wish to change or set your preferred language, use the first three characters of the preferred language in the last three words of the message. 

*You can check the balance through the SMS facility if your UAN is registered with your bank account, Aadhaar number, and PAN. 

*If the UAN number is not registered with your bank account, Aadhaar number, and PAN, you must complete the eKYC in order to avail the SMS facility. 

PF Balance Check through Missed Call

To check your Provident Fund account balance with the help of the missed call facility, follow the given steps:

• Leave a missed call to the number 9966044425 from your registered mobile number.
• After leaving the missed call, you will receive your Provident Fund account balance details with the help of the SMS app.

*The service for knowing your PF balance through mobile number is cost-free.

Things to Keep in Mind before Checking PF Balance through Missed Call

In order to avail the services to check your PF balance through the missed call facility, you need to ensure the following things:

• Your Universal Account Number and your mobile number must be linked and activated with your PAN, Aadhaar, and a bank account to be able to access the missed call service. 

Steps to Check PF Balance for Exempted Establishments

If your company is an EPF-exempted establishment or a private PF trust, you cannot view your PF balance on the EPFO portal. You can follow the given steps:

• The PF contribution is given to the trusts that are managed by the company instead of the EPFO portal.
• So, the private PF trusts can provide the details regarding the Provident Fund account balance. 
• Or, the employees can access the details regarding the Provident Fund account balance through their salary slip, the HR department, or the company’s portal. 

Contact Details

If you have any queries regarding the process, like eKYC, UAN number registration with account, or PF account balance check, you can contact the respective authorities at the given details:

FAQs

1) What is the Provident Fund?

Provident Fund (PF) refers to the type of pension provided by the Employees’ Provident Fund Organisation.

2) What is the website for the EPFO portal?

The website for the EPFO portal is https://www.epfindia.gov.in/site_en/index.php.

3) What is a UAN number?

UAN is a 12-digit unique identification number given to every employee owning a PF account.

4) How much time does the PF balance take to get updated?

The Provident Fund account balance is updated within 24 hours of making the transactions.

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